DO NOT REPLY EITHER WAY – THIS IS A SCAM
Free Message: Important! Our records indicate you may be entitled to £3450 from Mis-Sold Loan Insurance! To claim reply YES to this message. Thank you!
Received from: +447848390971/07848390971
This message surfaced on the same day as the decision by the British Bankers Association not to appeal against the high court ruling on Payment Protection Insurance. The adjacent BBC article reports that several million people may be worthy of such compensation – ripe pickings for our scammers.
If you’re looking to claim back any money in relation to this, the BBC outlines a series of steps you can take personally. You can also check out the PPI reclaiming guide at moneysavingexpert.com. Ultimately, this is your money, rightfully due to you, so why waste money on an opportunistic company just looking to profit from your misfortune.
In addition, this is spam text message WHICH IS ILLEGAL. Companies that use this form of marketing are equivalent to individuals who buy stolen goods. These are not the sort of companies you want to do business with!
This is one of many messages that are circulating as originally highlighted in my article Debt Settlement Order Spam Text Message. If you ever receive anything that remotely fits this template then delete it.
Again, DO NOT REPLY
And, if you can, post the number in the comments below. This will help people searching by that number alone find this article and avoid any potential trouble arising from replying.
I’d be interested to hear of any variants on this message that surface.
If you want to read more, can I recommend the above link. It contains a list of articles that I’ve written regarding this whole scam and its setup. I found the research both fascinating and appalling at the same time.
Are You a Victim?
Screenchannel Television is making a new series about debt and loans and are looking for people to share their experiences. If have been a victim of this scam, or have even considered responding and are interested in taking part, then you can read more in this article.
You may be report these messages to your provider. The following links may help:
Vodafone – How do I report spam text messages? Forward the spam message to VSPAM (87726).
Orange – Stop spam text messages. If you are on Orange and get spam messages, please forward them to 7726 free from your Orange phone. By doing this you are helping Orange to collate information to help reduce spam messages being sent to you and others.
02 also allow you to report on 7726. See: SPAM and unwanted subscription texts
I would also try forwarding the message onto 7726 if you are with T-Mobile or Three.
Back in May 2009, the Guardian newspaper wrote an article Spam to go – the new mobile menace. It recommends a number of organisations you can contact.
To complain about an inappropriate text, call the Advertising Standards Authority 020 7492 2222 or go to www.asa.org.uk/asa/contact/
To resolve continual mobile spam despite texting “stop”, contact the ICO on 01625 54 57 45 or go to www.ico.gov.uk/complaints.aspx
For help with premium rate text spam, call PhonepayPlus on 0800 500 212 or log on to www.phonepayplus.org.uk/output/Make-a-complaint.aspx